Cigna Rehab Insurance
Cigna Rehab Insurance For Substance Abuse
We want to eliminate those fears of treatment facility costs so that you can solely focus on your recovery. Give our San Diego drug rehab a call to see if your insurance plan contains the coverage for your needs. We want your mental, physical, and behavioral health.
Addiction Services Covered By Cigna
Cigna rehab insurance covers most major drug abuse addictions. Most drug rehab centers that accept Cigna, such as Healthy Life Recovery, can treat almost any addiction.
Treatment programs for drug and alcohol addictions are covered depending on your specific plan, which includes:
Health insurance from a Cigna plan varies, so coverage will differ depending on your plan. For example, their lowest plan bronze, offers low premiums, but a person will encounter higher deductibles and out-of-pocket expenses.
Outpatient Treatment Costs
Outpatient treatment takes place in mental health clinics or rehab facilities that offer outpatient treatment. Inpatient and outpatient differ, in not having to stay overnight with outpatient care. Instead, a person can come and go for ongoing treatment. At Healthy Life Recovery, we offer outpatient treatment from sober living, dual diagnosis, and therapy programs.
Outpatient programs are suitable for people who need to remain at home and work, and can do so. A person has the ability to build the skills they need to handle their daily struggles.
Routine outpatient care can consist of therapy sessions every week. The frequency of therapy will depend on the person’s needs. These sessions can happen in the evenings and weekends, so it does not interfere with a person’s work.
Intensive outpatient treatment (IOP) may involve 10-20 hours of therapy and counseling, and over 3 days a week. IOP can last for months, and an even more intense form is referred to as day hospital. This means the frequency of treatment is usually 5 days a week.
- You can’t or don’t want to quit work or take a leave of absence
- You want to be close to loved ones
- Your home environment is stable enough to stay away from drugs or alcohol
- Inpatient treatment is too expensive
No matter what treatment you receive, it is crucial to stay committed to a drug-free and sober lifestyle. Receiving help for a rehab center can help make healthy changes for a long-lasting recovery.
How Does Cigna Rehab Insurance Coverage Work?
A person may be required to meet a deductible or pay a copayment if the services are not fully covered. A copayment is simply a flat amount you pay for the services provided. A deductible is what a person pays before Cigna pays covered services.
By receiving substance abuse treatment from an in-network provider can help a person avoid paying full costs. In-network providers have agreed-upon prices for services with a specific health plan. This is generally a way lower cost than not having insurance. Out-of-network providers do not have agreed-upon prices and will be charged more for services.
What Is Cigna Employee Assistance Program?
What Cigna Rehab Insurance Can Do For You
If you currently have Cigna rehab insurance, know that there is a good chance that your treatment center costs will be partially or fully covered. If you or a loved one is battling an addiction, being alone doesn’t have to be the option. Call Healthy Life Recovery today to verify your insurance or if you need medical advice about addiction.