United Healthcare Rehab Insurance
United Healthcare Rehab Insurance for Substance Abuse
Battling a substance use disorder (SUD) is already hard enough, which makes seeking treatment even tougher. Trying to figure out rehab costs and insurance coverage that will cover addiction treatment can bring on feelings of distress. At Healthy Life Recovery, we are pleased to be in-network with United Healthcare Insurance. United Healthcare rehab insurance provides substance abuse treatment for a number of insurance plans.
Fearing the costs of rehab centers should not get in the way of seeking treatment. We want to eliminate any worries from treatment program prices so you can focus on your recovery. Give our San Diego drug rehab a call to see if your insurance plan contains the right coverage for you.
The Affordable Care Act (ACA) requires health care insurers to cover substance use issues just as they would any other medical condition.
Services Covered By United Healthcare
United Healthcare is one of the largest health insurance providers in the United States. Like most providers, this insurance company offers a variety of policies with different levels of coverage. Majority of United Healthcare plans provide coverage for addiction treatment. However, the costs of services will differ depending on the policy and location of treatment.
Drug and alcohol treatment is generally covered with United Healthcare rehab insurance and benefits varying between each policy. Inpatient treatment plans likely cover detox for alcohol, and benzodiazepine dependence. Detoxification from these substances can be dangerous, and medical supervision is needed to prevent any complications.
Speaking with United Healthcare directly is important to determine what types of treatment will be covered, and any out-of-pocket expenses. Coverage will also depend on the treatment options the individual needs to receive. United Healthcare rehab insurance network is extensive, and Healthy Life Recovery is happy to be part of it.
Drug and alcohol addiction services included in United Healthcare rehab insurance plans often consist of:
- Inpatient hospital detoxification
- Outpatient detoxification
- Inpatient rehabilitation
- Outpatient alcohol and drug abuse rehabilitation
Some plans may also require pre-certification requirements depending on the services provided, and if the program is inpatient or outpatient. Check with a representative at United Healthcare or give us a call if you have any questions regarding your insurance plan.
United Healthcare Coverage for Outpatient Treatment
United Healthcare rehab insurance for outpatient treatment is very similar to the inpatient benefits offered. Even their lower level plan or short-term coverage, offers drug and alcohol rehab coverage with expenses varying.
The short-term plan for outpatient rehab involves 20-30% coinsurance after the deductible. Short-term coverage also has a $3,000 maximum policy per term for any covered individual. Individuals are also limited to $50 per doctor visit.
How Can I Pay the Costs Not Covered By My United Healthcare Plan?
While it can be concerning figuring out the different costs of addiction treatment, it should not stop anyone from getting the help. Many local and national services can help pay for any out-of-pocket expenses an individual owns during recovery. Contact United Healthcare providers so they can help explain any costs that may need to be covered by the individual.
Coverage Levels and Coverage Plans
In general, United Healthcare insurance offers 3 levels of care. Although, as mentioned before it can vary from state to state.
- UnitedHealthcare Choice: which offers in-network coverage with 895,000 plus providers nationwide. There is no coverage for out-of-network providers.
- UnitedHealthcare Choice Plus: which offers cost savings to stay in the UnitedHealthcare network and provides less coverage for out-of-network providers.
- UnitedHealthcare Options PPO: which offers savings for out-of-pocket costs when using a member of the preferred provider network.
What United Healthcare Rehab Insurance Can Do For You
Having the ability to be dependent on United Healthcare to cover costs of treatment can be a huge relief. Having a peace of mind can allow you to put complete focus on your recovery. Any distress caused from insurance coverage shouldn’t not be part of your recovery process.
Finding treatment that is in-network with United Healthcare can be extremely easy, with Healthy Life Recovery. If you currently have United Healthcare, there is a good change your treatment center costs will be partially or fully covered.
If you or a loved one is struggling with addiction, know you don’t have to battle it alone. Help is available, along with health benefits covered by United Healthcare rehab insurance. Call our San Diego drug and alcohol rehab today, to verify your insurance and ask about our addiction programs.
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